Frequently Asked Questions
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What are the financing programs, and their method?
Al-Affaf, Asfaar , Emaar, My future, Arzaq, Farmer, Yashfeen , Emaar. Method: Murabaha and leese ending by ownership.
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financing liabilities?
A handwritten financing request, a feasibility study for the project, a copy of the imort— research certificate, 40% down payment if presented in the form of Murabaha, and 35% if presented in the form of Ieese.
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What does financing include?
All means of transportation, bicycles, rickshaws, trucks, rollers, excavators, and agricultural tractors.
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What is the maximum limit for financing?
Two years or 24 months.
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Is it possible to transfer abroad via IBAN?
Yes it can
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Who are the correspondents of Bank Al-Jazir?
Aktif Bank - Turkey, Al Neelein Bank - Abu Dhabi (United Arab Emirates), The National Bank of Egypt - Egypt, Bank of Beirut - Lebanon, Abu Dhabi Islamic Bank - United Arab Emirates, Al Etihad Bank - Jordan, Italian Arab Bank - Italy, Jordan Commercial Bank - Jordan.
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In the event of receiving money from abroad, receiving money in foreign or local currency?
Transfers are received from abroad in the sent currency, unless the customer requests otherwise, the receipt shall be at the local currency rate at the declared rate.
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Is it possible to receive money from Jordan if I do not have an account with Al-Jazira Bank?
Yes I can
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Is it possible to buy dollars from the bank for the purpose of travel?
Yes I can
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Are dollars sold through the bank's windows?
Yes it can
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Does the financing have to be from the same branch in which the account is?
Yes, it must be from the same branch.
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What are the terms of financing my trips?
1/ Only employees of companies, institutions and individuals who have accounts in the bank and who are within the state of Khartoum or the states that have branches of the bank are financed. 2/ The number of installments does not exceed 24 installments. 3/ The age of the applicant shall not be less than 25 and not more than 57 years in the case of employees. 4/ The deduction of the monthly installment shall not exceed 40% of the monthly income. 5 / The method of payment through equal monthly installments with the possibility of granting a grace period not exceeding two months.
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What are the requirements and the way to create an account in Bank Al-Jazira?
1/ Valid commercial license or salary certificate + registration certificate. 2/ Identity proof. 3 / Two dhikr, mentioning the names and addresses. 4/ Deposit a minimum of 5,000 pounds to open the account.
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How to open an account and the person is outside Sudan, and is it possible to open the account online?
Nothing
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What are the advantages that I can get if I transfer my savings from outside Sudan and open an account in free currency?
• Cash withdrawal in the same currency. • It is possible to open an investment deposit in hard currency (the profits of investment deposits in the previous year were in the range of 5%).
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Is there a dollar deposit service?
Yes, if you open an account in dollars.
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Is it possible to buy dollars from the bank for the purpose of travel and I do not have an ATM card?
Yes, the travel case is one of the cases where the public is allowed to obtain hard currency
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Is there cash financing?
Nothing
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What is the maximum limit for financing? Payment periods? What does it include? liabilities?
According to the type of financing: (microfinance, wind of mind, means of transportation, etc.)
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Is study funding available? What are the necessary documents?
Yes, available (personal proof and statement or invoice from the educational institution)
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How to buy a laptop in installments through the bank?
Via Reeh Balak product or read
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Is there financing for small cars?
nothing
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Real estate financing?
nothing
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Is there funding for medical devices?
Yes (Yashfeen program)
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The ceiling of the Arzaq financing program and its conditions?
• A minimum of (20,000) and a maximum of (200,000) terms and conditions • Mortgage (real estate, plot or car) • Payment checks • A third party guarantor's check • A policy against non-payment risks covering the entire financing period.
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How much is the financing ceiling for workshop equipment?
Minimum (20,000 EGP) Maximum (200,000 EGP)
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Small business financing details?
Microfinance and its ceiling is 300,000 EGP
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The difference between Murabaha and rent resulting from what?
Murabaha is the sale with the capital with the addition of the known profit. The lease is the ownership of a known benefit for a known fee
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Is there a private Murabaha?
There are two types: • Ordinary Murabaha: It is between two parties, the buyer and the seller • Bank Murabaha: It is based on the three parties of the seller, the buyer and the bank as an intermediary trader.
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How to mortgage a plot of land, and what is required?
The size and value of the counter guarantees and the value of the mortgage bond are determined based on the amount of financing and the result of the financing study
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Commercial Murabaha requirements?
1. The two contracting parties. 2. The formula (offer and acceptance). 3. Contracted out
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Do you have investment projects?
No, projects are provided by the client
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About the investment account, if I have one hundred thousand pounds, how much is the profit per year?
13.5% per year
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Is there a branch in Port Sudan?
Yes, there are
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Is there a branch in the Nile River? Especially Abu Hamad?
nothing
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Do you have an agent in Saudi Arabia?
There are no correspondents in Saudi Arabia
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A customer lost the password in the application of Sahla Go, what is the solution?
You can contact customer services
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How to subscribe to the SMS service?
Visit the nearest branch and fill out the form for the message service
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How to activate the bank's mobile application?
Application in preparation stage